Cigna + Oscar Health plans

April 1, 2024

Cigna Healthcare and Oscar Health are committed to providing quality, cost-efficient health solutions for small employer groups. These solutions bring together the power of the Cigna Healthcare national and local provider networks – Cigna Healthcare LocalPlus® and Open Access Plus – and Oscar Health’s innovative digital customer experience.

About Cigna + Oscar Health plans

These plans go by two names. In most states where the plans are offered, the name is Cigna + Oscar. In Arizona only, the name is Cigna Administered by Oscar.* The plans are the same (only the names are different) and both offer two plan types: Cigna Healthcare LocalPlus and Open Access Plus.  

Cigna + Oscar customers who live outside of a Cigna + Oscar service area may access care from a provider that participates in the Cigna Healthcare LocalPlus network or Open Access Plus network. These services are considered in network.

Network-participating providers

You are considered a participating provider for Cigna + Oscar plans if you are a participating provider for the Cigna Healthcare LocalPlus plan or Open Access Plus plan. This means your care is in network for your patients with Cigna + Oscar plans, and all terms of your current Cigna Healthcare provider agreement apply. 

To check your network participation, visit Oscar’s online directory at or call Oscar Customer Service at 855.672.2789.

More information

To check your patients’ eligibility and benefits, submit prior authorization requests, and view claims status, log in to the Oscar provider portal at You can find additional information in the Cigna + Oscar Supplemental Quick Reference Guide and in the Cigna Administered by Oscar Supplemental Quick Reference Guide. You can also call Oscar Health Customer Service at 855.672.2789.


LocalPlus sample ID cards

Cigna + Oscar plans – front and back

Cigna Administered by Oscar plans – front and back

Open Access Plus sample ID cards

Cigna + Oscar plans – front and back

Cigna Administered by Oscar plans – front and back

* Different name required by Arizona Department of Insurance. References to Cigna + Oscar in this article include Cigna Administered by Oscar.

** Cigna + Oscar plans in Arizona are administered by Oscar.

*** Open Access Plus network only.

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